I would prefer to help individuals with things like retirement, investing, and estate planning, etc. rather than dealing in corporate finance.
I would also like to stay in my hometown, where there are not many corporate headquarters.
However, I have read that CFP jobs basically boil down to sales jobs. And I do not like making sales. I would not mind recommending a good product to a client; but I’ve also read that alot of CFP jobs are commission-based and often require hunting down possible clients.
So, my question is, is there any way to use a CFP that doesn’t require so much entrepreneurship (and finding one’s own clients, etc.)? Do banks in non-major towns ever hire CFPs and the like to give their clients retirement advice, etc.? Is there such a thing as a CFP that’s more than just a salesperson? Is there any use for a CFA where there are no corporate headquarters? Considering the information I provided above, which certification would work best for me, and how might I use it?
idea is to enable small investor to invest in rented real estate so he can earn regular income and also take Advantage of value increase.
My sister left me out of the plans, and I didn’t even sit with the family because I felt so uncomfortable. She didn’t even tell me where to go to be able to sit with the family. But now she’s trying to sell everything including the half i’m supposed to get to pay for the funeral. Is this really right? Legally? I mean if I get half do I get a say in what to do with it? Mind you i’m 18, trying very hard to get a job with the economy, no license because I don’t have a car to drive to get them with. My dad was going to help me get them so I could go to cosmetology school, but he died before he could. I didn’t even know he was bad off, my family told me he was fine. I was so mad when my mom told me he died. He also had a DNR without my knowledge. My sister is older then me with kids a husband a good job a sports car, and two trucks. And she knows what I go through so I just dont’ understand why she wouldn’t care. Can someone help me?
I would be willing to pay for some of the expenses but the funeral was basically a way for my sister to show off honestly. Half of the people who knew him didn’t even come cause they didn’t know he died, and the funeral just wasn’t him at all.
My parent’s are divorced
I don’t know how much does it cost to probate an estate. Is retirement benifits worth to probate?
1-3 years:
-Find employment and start putting away $200 per week to pay off my student loan ($30,000)
-Set up 4 accounts (everyday, rainy day, fun/sport/travel, debt repayment)
Next 4-7 years:
-Keep saving $200+ per week and put into stocks/funds accounts
10+ years in future:
-Use saved money to invest in rental properties/buy own home
I’m not particularly keen on taking huge risks, I just want to build up enough money to pay off that student debt (no risk) and then save up enough money while earning decent interest to save up to invest in real estate which is my passion for investing.
Does this sound like a solid plan?
I am going to buy the home of my deceased grandmother that is currently owned by her estate. I am not a beneficiary of the estate, but the executors are my mother and aunt. I have read that you are not eligible for the $8000 tax credit if you buy a home from a close relative, but don’t know if my situation qualifies. Have any of you tax/real estate gurus out there come across this situation? I do plan on contacting the IRS to get their opinion beforehand but wanted to see if anyone had any real life experience with this. Thanks.
My wife and I are green card holders and plan to be US citizens in 2012. My son was born in Canada and lives here in the US. My friend wants to create a trust fund for him of $500,000. My friends wants to know if its best to create a Trust fund or bequeath from the estate.
I do not plan on selling it. Should I or am I required to have it appraised?
My Mother passed in 2005 and the property was only recently signed over.
We recently purchased a new home to use as a renter. Our real estate agent told us to purchase and insurance policy from Old Republic to cover anything that could be wrong with the house since it was built in the 80’s. An inspector looked at the house prior to our purchase and didn’t notice anything with the property. Once the house was occupied by our renter, he noticed that the lights would shut off and stay off for a few hours. Old republic sent an electrician over and he told us that the prior owner had replaced a new breaker on top of a broken buster. He reported back to old republic and they stated that the insurance didn’t cover anything that was not installed correctly. We were precise to inform our agent of the policy we needed for the house. We were not sure what work the house had done prior to our purchase so that is why we purchased the insurance. The policy we had was Old Republic Home Warranty Plan. That is what our agent advised us to get. Now, what can we legally do to help cover our out of the pocket expense of over a grand. Is there a policy that anyone would recommend for a rental house. Let me add that we do have home owners insurance but it only covers fires, floods, etc. (Please no unnecessary comments, this is an important question and need real honest advise.) Thank you in advance to all who respond and hopefully this could help others who read it as well.
Just curious as to a time frame, from the time an auctioneer comes to the home to inspect & list items, to the length of time to advertise for the auction, to the day it all sells.
I am settling my grandmothers estate and planning on using an auction service to sell her home & belongings. As I live quite a distance away, I’d like to know what sort of time frame is involved, since I cannot make it back & forth to her hometown often.
Thanks.
