…and utilize a real estate agent :/
But our FSBO is an Assumption (we got our Assumption package already)
You see we are moving in November and our home is worth about what we owe (its really hard to pinpoint the value because there aren’t recent comparable sales to compare it to) We did have 3 CMA’s from agents that suggested we sell for our balance. But then they found out our balance and never called us again :/
I called Navy Federal credit union to lower our credit card interest rate and increase our credit limit on the grounds that we have an excellent credit score, and so they did. We are hoping to pay the theoretical agent (in case we give up on the FSBO) with the credit card, we only have 3000 cash to pay fees with and so the other 5500 would have to come from somewhere else. This is where out low interest credit card come in. But then again Navy relief fund has interest free loans up to 3000 so maybe we’d only have to put 2500 on the card.
I was wondering if this can easily be done. I think it should be, since people put frivoulous things on cards…
We aren’t going to do a short-sale b/c of what it would do to our contingency plan with the move (credit score on next loan….). And I don’t think I am ‘allowed’ at my job to reduce my FICO score that much anyways. The move date is unfortunately no optional.
Renting isn’t optional either. (long story)
trade…?
LOL I didn’t say GRANT I said loan.
I figured since it was directly related to my PCS I’d ask. Its not some random silly request.
yeah..we have already slated that money for the move V_V